Terms and Conditions

Terms and Conditions of Use

By accessing, viewing or otherwise using this website, you acknowledge and agree to be subject to the following Terms and Conditions of Use, the Privacy Policy and any other notices, disclaimers and other terms and conditions or other statements contained on this website as amended or modified from time to time. If you do not accept our Terms and Conditions of Use and the Privacy Policy you are not authorised to use our website.
We reserve any and all rights not expressly granted in these Terms and Conditions of Use.


We do not warrant that we have verified any information and we do not warrant the accuracy, adequacy or completeness of such information. Further, all information is subject to change without notice or that the information is suitable for your intended use.
We recommend that you seek independent advice before acting upon any of the information on the website.
We do not guarantee that the website is free from viruses, or that access to the website will be uninterrupted.
You acknowledge and agree that your use of the website is at your own risk. You must ensure that that the process which you use for accessing the website does not expose you to the risk of viruses or other forms of interference which may damage your own computer system.


Any calculators or other information supplied on this website is provided for your convenience only and does not constitute either credit or financial advice. Information on this website has been prepared without consideration of your personal financial position and should be viewed as generic information only. If you require advice regarding your specific situation, you should see a financial adviser.

Copyright and Trademarks

The material on the website is protected by copyright. Other than for the purposes and subject to the conditions prescribed under the Copyright Act 1968 (Cth), no part of it may in any form or by any means (photocopying, electronic, mechanical, recording, or otherwise) be reproduced.

Limitation of Liability

Subject to any responsibilities which are implied by law and cannot be excluded, neither we, nor any of our employees, agents or officers are liable to you for any losses, damages, liabilities, claims and expenses (including but not limited to legal costs and defence or settlement costs) whether direct or indirect, whatsoever arising out of or referable to information on the website or your use of the website or any modification, suspension or discontinuance of the website – whether in contract, tort including negligence, statute or otherwise.
Our liability for a breach of a condition or warranty implied by law or otherwise, and which cannot be excluded, is limited to the extent possible, at our option, to:

  • the supply of the goods or services;
  • the repair of the goods or services
  • the payment of the cost of having the goods or services supplied again or repaired.


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